Home Your Account Contact Us

Roll into a new 401(k) plan.
If you're changing companies, you might consider rolling your retirement plan assets into your new employer's retirement plan. Be sure to inquire about your new firm's plan to determine if it will meet your needs. The new plan must be a qualified retirement plan (one that allows money to accumulate on a tax-deferred basis until retirement) that accepts rollovers from other qualified plans.

Talk to your new employer's plan administrator to find out if the new plan will permit the rollover, if you are eligible, and if the plan's investment options meet your needs.
Options
Through your employer's retirement plan, you've been building up tax-deferred savings. You have four main options regarding what to do with your money.
Options at a glance:

- Roll into an "IRA"

- Former employer's plan

- Roll into a new plan

- Lump-sum distribution

CAPTRUST Financial Advisors, member FINRA/SIPC.